SGOV

The iShares 0‑3 Month Treasury Bond ETF (SGOV) invests almost entirely in U.S. Treasury securities with remaining maturities of three months or less, giving it a pure short‑term government‑bond exposure. It follows a passive, indexing approach that seeks to track the ICE 0‑3 Month US Treasury Securities Index by holding a representative sample of the index’s securities, with at least 80 % of assets in those components and limited use of derivatives for tracking. The fund’s ultra‑short duration and high liquidity make it suitable for investors who need a low‑risk cash‑management vehicle, such as those looking to preserve capital, manage short‑term cash needs, or add a very conservative, liquid position to a diversified portfolio.