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Visa Inc. is a multinational payments technology company that operates a worldwide electronic network enabling credit, debit, prepaid and commercial card transactions between consumers, merchants and financial institutions. Its core services include transaction authorization, clearing, settlement and value‑added solutions such as fraud prevention, digital wallets and real‑time money‑transfer platforms. Visa sits in the financial services and fintech sector and is recognized as one of the largest global payment processors, commanding a leading market share among card‑based networks. The company’s business model relies on fees from issuing banks, acquiring merchants and data‑processing services, positioning it as a pivotal infrastructure provider in the global payments ecosystem.