SCHD

SCHD is a U.S.-focused equity ETF that tracks the Dow Jones U.S. Dividend 100 index, holding roughly 100 large‑cap American companies that have demonstrated consistent dividend payments and financial strength. The fund’s strategy screens for dividend sustainability, dividend growth, and payout ratios, then weights holdings by market capitalization, resulting in a diversified mix across sectors such as consumer staples, industrials, healthcare, energy and technology. By emphasizing quality dividend payers rather than high‑yield speculative stocks, SCHD aims to provide a blend of income and capital appreciation. It is suited to investors who seek a relatively conservative equity exposure with regular dividend income, such as retirees or long‑term savers looking to add a dividend‑oriented component to a broader portfolio.